Working Capital Solutions for Growing Businesses
Working Capital Solutions for Growing Businesses.

Discover the best working capital solutions for growing businesses in India, including working capital loans, invoice financing, overdrafts, venture debt, bill discounting, and export finance.
Learn how Growmoreloans.com helps SMEs and MSMEs unlock customized funding even with low ratings, SMA status, or EMI challenges to keep business growth on track.
Unlocking Business Potential: Exploring Working Capital …
Working capital solutions for growing businesses include both financial solutions like working capital loans, invoice financing, overdrafts, and asset-based financing, and management strategies such as accelerating accounts receivable, negotiating longer accounts payable terms, and optimizing inventory management to improve cash flow and fund growth.
Other options include seeking venture debt, or securing shareholders’ equity by bringing in new investors.
Financial Solutions:
These options involve acquiring external funding to meet short-term needs:
Working Capital Loans: Short-term loans to cover day-to-day expenses, helping to manage cash flow during periods of rapid growth.
Invoice Financing/Factoring: You can use your outstanding invoices to receive upfront cash, which can then be used to cover immediate costs.
Asset-Based Financing: This solution allows a company to borrow money using its assets, like inventory or equipment, as collateral.
Overdraft Facilities: An overdraft allows a business to draw more money than it has in its bank account, up to a certain limit, to bridge short-term cash gaps.
Grants and Competition Funding: These options provide capital through government programs or business pitch competitions without requiring the business to repay the funds or give up equity.
Venture Debt: A hybrid of debt and equity financing, useful for startups that have already raised venture capital but need more funds without diluting ownership further.
Growmoreloans.com, a division of Intellex Strategic Consulting Private Limited, is dedicated to empowering companies with customized working capital solutions.
We understand that access to timely finance is the backbone of every growing business—and we are here to ensure your growth never slows down.
If your company has a minimum turnover of INR 1 Crore, you can leverage our expertise and network to unlock the right funding tailored to your needs.
- Please Read: Revenue-Based Finance in India 2026: The Ultimate Founder’s Guide to Non-Dilutive Growth Capital
Why Choose Growmoreloans.com?
We go beyond traditional lending support by offering flexible and practical financing options even in challenging situations:
Finance for day-to-day business requirements
Takeover of existing working capital limits, even if your external rating has slipped below BBB+
Support for clients with SMA-1 / SMA-2 status
Assistance even if there have been past or current EMI bounces.
Our Working Capital Products:
We provide a wide range of structured financial solutions, including:
Cash Credit / Overdraft – Up to 200% of security value
FD-backed Facilities – Up to 200% limit against FDs or up to 130% FDOD limit.
Term Loan (TL) – Flexible repayment solutions for business expansion
Letter of Credit (LC) & Bank Guarantee (BG) – For domestic and international trade support
Packing Credit (PC) & Post Shipment Finance – To strengthen your export business
Channel Finance – Supporting your supply chain partners
Bill (Debtors) Discounting – Unlock cash from receivables conveniently
Empowering Your Business Growth
At Growmoreloans.com, we believe finance should never be a roadblock to success. Our easy, fast, and reliable working capital solutions ensure you can focus on doing more business while we take care of your funding needs.
Your Dream, Our Commitment…
Mobile / WhatsApp: +91-98200-88394
Email: intellex@intellexconsulting.com
Website: www.growmoreloans.com
Team: Intellex Strategic Consulting Pvt Ltd
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